According to @1HowardWu, delivering crypto payments that feel like Web2 requires massive architectural complexity, signaling high execution barriers for payment infrastructure teams, source: @1HowardWu on X, Aug 12, 2025. He states that whoever enables this in full form is sitting on a gold mine, highlighting potential outsized value accrual for end-to-end payment stack providers, source: @1HowardWu on X, Aug 12, 2025.